Features:

  • NO minimum balance
  • NO monthly service charge
  • Earn ATM refunds nationwide**
  • Unlimited check writing
  • First order of checks free
  • We will buy back your old institution checks and help you switch banks***
  • FREE ATM/Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE eStatements
  • FREE Telephone Banking

Minimum Balance To Open: $25

Monthly Qualifications:

  • Use your Debit Card for 10 or more purchases, and
  • Have either a Direct Deposit or Automated (ACH) Debit, and
  • Receive eStatements to securely view your statement monthly.

A monthly qualification period means the period beginning one business day prior to the first business day of the current statement cycle through one business day prior to the close of the current statement cycle. The statement cutoff date is the last business day of each month. Saturday, Sunday or Federal holidays are not business days. Transaction activity will be measured by items POSTED to your account during each qualification period.

2010 Qualification period end dates:

January 28, 2010
February 25, 2010
March 30, 2010
April 29, 2010
May 27, 2010
June 29, 2010
July 29, 2010
August 30, 2010
September 29, 2010
October 28, 2010
November 29, 2010
December 30, 2010

* 3.00% Annual Percentage Yield (APY) paid on balances up to $40,000, and .35% APY paid on balances above $40,000 each monthly statement period the requirements are met. Rates are accurate as of February 1, 2010. This is a variable rate account and the interest rate and APY may change at any time after the account is opened. The minimum balance to open this account is $25. Available for personal accounts only. To earn the 3.00% APY rate you must meet the monthly requirements. When these requirements are not met, the account will revert to the standard rate of .15% APY and it will not receive ATM refunds for that time period. ATM refunds apply to non-Butler Bank ATM fees and other non-proprietary ATM surcharges.
** ATM refunds up to $10 per statement period if requirements are met.
*** Advantage customers have one month from account opening to bring in their old institution unused checks to receive payment. Butler Bank pays $1.50 per book of checks up to a maximum of $9.00.