DEPOSIT RATES

Rates accurate as of 8/13/2010

CHECKING
APY*
Free Checking
-
Loyal Checking
.90%
FREE Advantage Checking
$.01 - $40,000**
3.00% ††
over $40,000**
.35%††
Minimum to open a Loyal Checking or FREE Advantage Checking is $25


SAVINGS & MONEY MARKET
APY*
Statement/Passbook Savings
.75%
Money Market $2,500 - $24,999**
.75%
$25,000 - $49,999**
1.05%
$50,000 - $99,999**
1.05%
$100,000** - or more
1.20%
FIXED RATE TERM CD'S AND IRA'S

Term
Minimum
Deposit**
APY†
3 Month
$500
.75%
6 Month
$500
1.10%
12 Month
$500
1.30%
18 Month
$500
1.50%
24 Month
$500
1.85%
30 Month
$500
1.85%
36 Month
$500
2.25%
48 Month
$500
2.50%
60 Month
$500
2.80%