Choose this account if:

You prefer a monthly interest bearing savings account with a monthly statement.

Features:

• The rate you earn is "tiered", the higher your balance the higher your interest rate
• FREE ATM card
• FREE Online Banking**
• FREE eStatements with Online Banking (electronic bank statements)
• FREE Telephone Banking**
• All Deposits Insured in Full. Click here to learn more

Minimum Balance To Open: None

Account Service Charges:

If average daily balance* falls below $200, service charges apply.

18/65 Account

If you are age 18 or under, or age 65 or older, you are eligible for a Savings account with no monthly maintenance service charge.

*The Average Daily Balance is calculated by adding the full amount of principal in the account for each day in the period and dividing by the number of days in the statement period.

**Transaction Limitations No more than 6 preauthorized transfers per statement period are allowed with this savings account.